The Home Purchase Offer.

Is it the one?

Are You Ready to Make a Home Purchase Offer?

So, you’ve found the home that feels like the one. That’s exciting—but before you submit a home purchase offer, take a step back and make sure everything lines up. A strong, well-informed offer puts you in a better position to succeed.

1. Confirm Your Financial Readiness

Before making an offer, double-check your numbers.

• Is the home within your pre-approved mortgage range?

• Can you comfortably cover your down payment?

Knowing your financial limits helps prevent stress later.

2. Consider the Appraisal when considering your offer

Your lender will require an appraisal. The home must appraise close to the home purchase offer price to qualify for the mortgage. If it doesn’t, you may need to renegotiate—or pay the difference out of pocket.

3. Research the Neighborhood

Compare the home to similar properties nearby.

• How do current sale prices stack up?

• Is this home priced fairly within that range?

Smart buyers look at market trends before making an offer.

4. Evaluate the property like an investor before making a home purchase offer

Don’t just look at price—consider value.

• What’s the condition of the home?

• How’s the curb appeal and cleanliness?

• Do the features align with your needs?

Think long-term and assess the home’s potential to gain value.

5. Understand the next steps in the home purchase offer

Once your it is submitted, the seller can:

• Accept it

• Reject it

• Or send a counteroffer

If both sides agree and sign, the deal goes Under Contract—and the clock starts ticking.

What Happens When You’re Under Contract?

At that point, your home purchase offer becomes a contract. The contract includes a strict timeline with important deadlines.
Both buyer and seller must meet obligations tied to inspections, financing, and other contingencies.

Missing a deadline could jeopardize the deal. That’s why it’s crucial to stay informed and organized.

As your real estate agent, I’ll help you:

• Track deadlines

• Navigate contingencies

• Stay on schedule

• Protect your best interests

• We can do this together using our Private Web Portal to keep everything on target:  Sample Private Web Portal

Together, we’ll lay the foundation for your future equity and peace of mind.

Need help making a strong home purchase offer or understanding your contract timeline?  Reach out and let’s talk!

For a recap, here’s another video; HOME BUYING #3 :[MAKING AN OFFER].