REALTY WEST FL

Getting pre approved to Buy a Home

Why get preapproval to buy a home?

Getting Pre-Approved to buy a home is like going shopping for a home with a check in your pocket.  It gives you a pretty good idea of what you can spend on a home. Really it states how much you can write the check for.  It also shows potential sellers that you have the ability to make an offer on their home.

 

getting preapproved to buy

Call A Lender To Get Pre Approved To Buy A Home! 

  A big step in getting ready to buy a home is connecting with a lender.  Importantly, do not shy away from calling on several lenders because you think you are not ready.  Let the lender tell you whether or not you are ready to buy a home. Or else they can teach you what you will need to do to get ready.  Realistically, there are multiple lenders who will sit down with you to determine your readiness and to help you plan for the day when you will be ready and they will be able to work with you to obtain a home loan.  Feel free to fill out a Lender Info Request below this article.

Are You Ready To Get Preapproved To Buy A Home

If you are not quite ready, don’t loose heart.  You ill just need to start setting some goals and focusing on them one at a time.  You can get there but you need to go forward to do so.  Remember to be SMART in setting your goals!  Ask the lender to help you set them.
S.M.A.R.T.  GOALS
  •  SPECIFIC GOALS – Put away a Specific amount at a Specific time interval (every week, 2 weeks, month, etc.        
  • MEASURABLE GOALS – Goals should be so you can Measure them and Measure getting closer to the final goal.
  • ATTAINABLE GOALS – Good intentions can set you up for failure so be realistic that you can Attain the goal.     
  • RELEVANT GOALS – Learning the important parts of the process will insure that everything you do is Relevant.
  • TIME BOUND – Set time limits for each short term goal, guarding against procrastination and being accountable.

Ready To Get Pre Approved?

So when you’re ready to get pre approved, your lender will be ready as well.  They will give you a Letter of Pre Approval that will be proof of your readiness.  There are a great many advantages to having this letter in hand and realistically, most sellers will not accept an offer on their property without one.  To learn more, watch the next video; HOME BUYING #2 :[GET PRE APPROVED].  You can find a great deal of information on this website but I want to remind you that I am available and more than willing to sit down together and help build your confidence to take the journey ahead.  You can learn anything if you are willing to ask.

 

If you have any questions at all, please don’t hesitate to reach out! I’m always available to serve you!

Lender Info Request

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